The Doctor Home Loan

A Unique mortgage for doctors that allows you to buy a home straight from medical school or while in residency. A great choice for Physicians, Dentists and Veterinarians.

Pre-Qualify now, or call us at (888) 321-9600.

Take the First Step...

On Your Journey to Home Ownership.

Whether you are ready to take the first step toward home ownership or you would just like to learn more, start here. By providing some basic information, you can start house-hunting knowing how much you might be able to borrow. One of our mortgage specialists will contact you. They can answer all of your home finance questions.

All information is provided at no charge and with no obligation to you.

It’s Fast, Secure, and Free.

Why choose a Doctor Loan?

The Doctor Home Loan (also known as The Physician Loan) is a special loan program that was created because of the many financial challenges a new physician faces when trying to buy a home.

After completing many years of education, most new physicians are older when entering the workforce, and have typically accumulated a significant amount of student loan debt, and have not saved enough for the downpayment required by traditional loans.

The Physician Loan

Fortunately, The Physician Home Loan provided an alternative to the traditional conventional or FHA loan. Through this unique mortgage for physicians, home financing was available that does not count your full student loans against you,  requires zero down payment with no PMI, and allows you to qualify based on your new income months before you even begin your new job.

The Doctor Loan

The Doctor Home Loan, offers the same great benefits and special underwriting as The Physician Loan program but has now been made available to all Medical Doctors including Physicians, dentists, Veterinarians, and those who are soon-to-be.

A unique mortgage with the benefits you are looking for:

No other mortgage loan has all of these benefits AND still provides GREAT RATES. Our Doctor Loan is simply the best way for a doctor to obtain home financing.

So how are you able to offer these great benefits to doctors?

Who Qualifies for the Doctor loan?

The Doctor Home Loan was originally known as The Physician Loan, but has now been made available to all Medical Doctors including physicians, dentists, veterinarians, and those who are soon-to-be. The Docter Home Loan offers the same great benefits and special underwriting as The Physician Loan program.

This special home loan for physicians, dentists and veterinarians is offered to graduating medical students, residents and practicing doctors with the following degrees: Doctor of Medicine (MD), Doctor of Osteopathic Medicine (DO), Doctor of Dental Medicine (DMD), Doctor of Dental Surgery (DDS), or Doctor of Veterinary Medicine (DVM). You must either be a U.S Citizen, have an H1B VISA or be a permanent resident alien.

What if I have student loans? What credit score do I need? Do I need a W-2 to apply? How do I apply?

How does the Doctor Loan Work?

From getting pre-qualified for your loan to closing, you will work with a trained professional who has made a career of serving the financial needs of doctors buying homes. You can expect responsive and understanding service as your Doctor Home Loan is processed. Are you ready to begin your journey to home ownership?
01

Get Pre-Qualified

Take the first step toward buying a home. By providing some basic information, you can start house-hunting knowing how much you might be able to borrow. It's fast, secure and free.

02

Find Your Home

Finding the right home in the right neighborhood can be both exciting and stressful. Especially if you are relocating to a new city. Finding the right real estate agent is not easy. Let us help. It' free.

03

Close Your Loan

Pre-approval is next. With your letter in hand, agents and sellers will see that you're a serious buyer and will have no problem finalizing a loan. The process from contract to closing can be quick.

Why Choose Us?

At DRS Home Loans, we realize that starting a new phase in your career can be both exciting and stressful. From finding the right home in the right neighborhood to finding the right financing, all the while working long hectic hours can be a daunting experience.

With years of experience guiding physicians (and now dentists and veterinarians) through the home buying process, our loan professionals are very familiar with your unique set of needs and make it their priority to provide prompt, knowledgeable service every step of the way.

Why should you choose us? It's simple... 

Pre-Qualifyget in touch
  • A Team of Experienced Loan Officers

    They aren't just great at what they do, they care about what they do! They will be your guide and your advocate throughout the process.

  • A Unique Mortgage for Doctors

    We take pride in providing a home loan that allows doctors to buy a home straight from medical school or while in residency. We understand your needs and our Doctor Home Loan accommodates all of those needs.

  • A Proven Process

    With years of experience in helping doctors finance a home, DRS Home Loans has assembled a select group of professionals and developed a proven process that is streamlined and hassle-free. That's what we do.

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